Knowledgeable Mortgage Broker, Lending Agency & Home Loan Company In Cedar Creek, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 12/13/2019 and subject to change without notice."

Shopping For Mortgage Lenders in Cedar Creek

The process of buying a home can be one of the most exciting times in someone’s life. It is the beginning of a new stage in life, whether it is buying your first home to raise a family in or buying your retirement home to enjoy your retirement. On the flipside of this excitement, there can be a lot of stress and work involved.

One of the most important parts of this process is shopping for the right mortgage lenders in Cedar Creek. You have to find a lander that is going to be able to offer you what it is that you are looking for.

4 Tips To Help You Find The Right Mortgage Lender in Cedar Creek

Shopping around for the right lender is like shopping around for anything else. There are certain things that you are going to want to look at, and for, when you are considering different mortgage lenders in Cedar Creek. Here are some great tips to help you on your journey to find the lender in Cedar Creek that is right for you.

  1. Compare Rates. Different lenders are going to operate with different interest rates. You should take the time to figure out what is average for your particular market and what other lenders are offering as rates.
  2. Customer Service. Applying for a mortgage is a difficult process. You want a lender that is going to be there and available to answer any and all questions. You want a lender that is going to be easy to work with and easy to communicate with. Customer reviews can be a great place to start for this.
  3. Options. Different lenders offer different types of loans, features, and flexibility. You want to look into what different lenders offer to their customers. This can really help you to narrow down the list of the right mortgage lenders in Cedar Creek for you.
  4. Fine Print. You will want to take the time to look at particular lenders loan requirements, fees, and costs other than the interest and principle.

Taking the time to do the research is going to really pay off for you in the end. It will help you eliminate and include different lenders that you may not have considered before embarking on your research.

There is no reason to rush this process. Finding the right mortgage lender in Cedar Creek can make a huge difference in your home buying experience. Make sure you have a good grasp on what it is that you are looking for in a lender because this will really help you narrow down your list to the right lender to work with.

Best Mortgage Rates in Cedar Creek Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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  • We provide the lowest, most current mortgage rates available.
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“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
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Our goal is to provide you with the best customer service possible.

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    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

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    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

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    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

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    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

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    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

 

Factors to consider before purchasing a home in Cedar Creek

Prodigy Lending offers mortgage loans for purchasing and renovating of properties. We are the leading institution amongst lenders in Cedar Creek since we have been awarded multiple awards since we started delivering our excellent services to the public. To start with, we have been awarded as the best delivering service institution to clients for seventeen years in a row. This proves that we deliver great services to our esteemed clients. Also, we have been awarded as the top workplace in the United States among private mortgage lenders in Cedar Creek. We have a lending team that welcomes you to prodigy Lending. They will introduce to you all the programs we offer and help you acquire a perfect program, for your needs. Here are some of the programs offered by Prodigy Lending that have made us popular in the lending market

Conventional mortgage loans

Conventional loans have the lowest down payments as compared to another loan program that require down payment of 3 percent. Its PMI is also very low as compared to that of FHA loans. You do not have to pay for lender fees for conventional loans. If you are eligible for a mortgage loan and have a great credit report, Prodigy Lending is very determined to write off this loan at very low rates and offer flexible terms that can be split as from 10,15, 20, 30 years term. These loans can be accessed by all people either living in urban or rural areas regardless of where you work. 

FHA loans

Loans offered by this program required a down payment that is considerably low since it rules for 3.5 percent. You can easily qualify for this program since the loans are insured by the Federal Housing Association. Prodigy Lending have very attractive rates for this program for those people that are eligible with good scores. These loans can be used to consolidate existing debts. If you have a higher income as compared to your monthly debts incurred, you can easily qualify for this program. Prodigy Lending are not strict for insured loans unlike other mortgage lenders in Cedar Creek. 

USDA mortgage loans

USDA mortgage loans and VA mortgage loans that are designed for veterans have 100 percent financing, they do not require a down payment. USDA loans are commonly designed for persons with low income living in rural and suburban areas. However, they require mortgage insurance though the cost is low. 100 percent means that the loan installment was written will be issued in full. 

Regardless of the purposes of the loan Prodigy and any other mortgage lender in Cedar Creek do not give the money to you but instead finances the process of the task being carried out. If the loan is used for construction, the contractor will be financed by us on your behalf. Mortgage loans also cater for higher education and medical bills. Sign off a loan program with the current mortgage rates.  

Contact us today for more loan information!

 

 

 

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