Qualified VA Home Loan, FHA Home Loan & Conventional Home Loan In Cedar Park, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 12/13/2019 and subject to change without notice."

Shopping For Mortgage Lenders in Cedar Park

The process of buying a home can be one of the most exciting times in someone’s life. It is the beginning of a new stage in life, whether it is buying your first home to raise a family in or buying your retirement home to enjoy your retirement. On the flipside of this excitement, there can be a lot of stress and work involved.

One of the most important parts of this process is shopping for the right mortgage lenders in Cedar Park. You have to find a lander that is going to be able to offer you what it is that you are looking for.

4 Tips To Help You Find The Right Mortgage Lender in Cedar Park

Shopping around for the right lender is like shopping around for anything else. There are certain things that you are going to want to look at, and for, when you are considering different mortgage lenders in Cedar Park. Here are some great tips to help you on your journey to find the lender in Cedar Park that is right for you.

  1. Compare Rates. Different lenders are going to operate with different interest rates. You should take the time to figure out what is average for your particular market and what other lenders are offering as rates.
  2. Customer Service. Applying for a mortgage is a difficult process. You want a lender that is going to be there and available to answer any and all questions. You want a lender that is going to be easy to work with and easy to communicate with. Customer reviews can be a great place to start for this.
  3. Options. Different lenders offer different types of loans, features, and flexibility. You want to look into what different lenders offer to their customers. This can really help you to narrow down the list of the right mortgage lenders in Cedar Park for you.
  4. Fine Print. You will want to take the time to look at particular lenders loan requirements, fees, and costs other than the interest and principle.

Taking the time to do the research is going to really pay off for you in the end. It will help you eliminate and include different lenders that you may not have considered before embarking on your research.

There is no reason to rush this process. Finding the right mortgage lender in Cedar Park can make a huge difference in your home buying experience. Make sure you have a good grasp on what it is that you are looking for in a lender because this will really help you narrow down your list to the right lender to work with.

Best Mortgage Rates in Cedar Park Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
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“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
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Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

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    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

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    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

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    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

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    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

 

How to create lasting relationships with your mortgage lender in Cedar Park

For any collaboration to produce positive results, there must be a good relationship between all parties involved. Good relationships will give the parties involved a chance to easily present their thoughts. If they are not enhanced, it is highly likely that one might act contrary to the other’s expectations. In the mortgage industry, lasting relationships should be enhanced between lenders and customers. Prodigy Lending is an example of a successful lender committed to creating lasting client relationships. However, this does not mean that customers should not put in any effort in ensuring a good collaboration. Explained below, therefore, are some ways on how to create lasting relationships with your mortgage lender in Cedar Park:

  1. Make repayments on time – it is very important to make your monthly installments as expected. This, however, depends on your financial capability. You must, therefore, be sure of your repayment ability way before applying for the loan. This is regarding your debt to income ratio. In addition to this, you should set reminders to avoid forgetting. By making all repayments as expected, your mortgage lender may be prompted to offer discounts especially in terms of interest rates.
  2. Present your complaints immediately – it is important to communicate with your mortgage lender especially if any bad occurrences arise. For instance, if a loan officer is rude to you, communicate your concerns as soon as possible. This way, the necessary action will be taken before the issue worsens. Don’t make one loan officer spoil the perception you have about your mortgage lender. In case of such an occurrence, don’t be rude to the loan officer as well. This will just make the situation unbearable.
  3. Make referrals – one way to show your loyalty involves attracting more customers for the mortgage lender. Talk to your friends and family about that lender. Give them a reason to choose them instead of other mortgage lenders. This will reduce your lender’s marketing costs and increase the chances of receiving low charges. In addition to this, they will recognize you for bringing in more business for them. When making referrals, however, don’t give false information. If you do, they will set high expectations only to be disappointed.
  4. Tell them how to make your experience better – as a borrower, you know what people look for in a mortgage lender or loan. As a result, you are highly qualified in terms of advising them on how to satisfy customers. You should give them reasons why some interested borrowers may go for their competitors. This will make them come up with strategies to attract and maintain customers in the long-term.

The only way you will create lasting relationships is by choosing the best mortgage lender. If you choose a bad one, being loyal to them will not be beneficial. This is because they will most likely not meet your needs. 

Contact us today for more loan information!

 

 

 

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